Currently Recruiting Mortgage Loan Officers
Are You Ready To Work With A Highly Trusted Mortgage Company?
Welcome To Hometown Lenders, Inc. Ridgeland, MS Branch
We Are Currently Recruiting Mortgage Loan Officers To Serve our Clients Nationwide
Who We Are
Hometown Lenders, Inc. is a fully integrated, multi-channel mortgage lender. We are a closely-knit, professional organization committed to providing the highest level of customer service through highly experienced loan consultants utilizing the most innovative technology available.
HomeTown Lenders, Inc is currently looking for a self-driven and experienced candidates to join our experienced, tight-knit and growing team as a Mortgage Loan Originator. What does it take to be an MLO? You’ll develop new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. and have a strong problem solving and organization skill set with an emphasis on customer service! If this sounds like you, don’t hesitate to apply today!
Role and Responsibilities:
– Structure mortgage loans for customers
– Build relationships with referral partners in the market
– Coordinate with the team to make sure the job is completed efficiently
– Solicit self-generated contacts for residential mortgage loans in order to meet production goals.
– Participate in community events to identify and promote mortgage products.
– Continually expand referral base as needed to maintain sufficient production goals.
– Perform all lending activities in compliance with federal and state laws, rules, and regulations, comply with internal company policies and procedures.
– Maintain positive working relationships with other internal departments and staff.
– Acquire, maintain, and incorporate a full knowledge of mortgage loan products and services offered to include, rate, terms and collateral requirements of each product.
Qualifications:
– A minimum of 1 year of mortgage lending experience
– Or willing to obtain your MLO license
– Hold a current mortgage loan originator license in the NMLS for one or more of the following states: Alabama, Arkansas, California, Florida, Indiana, Illinois, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, New Mexico, Texas, or Virginia.
– Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
– Ability to pass a required Background Check
Demonstrated ability to manage a large pipeline of clients with outstanding customer service and support.
How Do You Get Paid?
As an entry-level loan originator, you will be able to make up to 100 bps (1%) per loan. So, what does this mean for you? Let’s break it down.
Let’s say your buyer is getting a home mortgage loan for $200,000. Your commission equals up to 1% of that $200K. The breakdown looks like this: $200,000 x 1% = $2000.
An average entry-level loan officer typically closes 2 – 3 deals per month and potentially more… depending on YOU!
Benefits Offerings:
– A great operations team that will work with you and borrowers to ensure a great loan closing process
– Competitive compensation
– Fantastic array of loan products
– Health, Vision, and Dental insurance
– Company matched 401(k) retirement plan
– Array of Voluntary Benefits like Short Term Disability, Long Term Disability, Cancer, Critical Illness, Accident, etc.
Hometown Lenders, Inc. & Hometown Lenders, Inc. – Ridgeland, MS Branch provide equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
A Diverse and Comprehensive Line of Loan Products to Fit Everyone's needs.
FHA LOANS
Down to a 500 Credit Score
with 10% Down Payment
Down to a 580 Credit Scorewith 3.5% Down Payment
CONVENTIONAl
Down to a 620 Credit Score
FHA 203K Loans
Down to a 620 Credit Score
Jumbo Loans
Down to a 620 Credit Score
FHA/VA/USDA
Conventional
Mobile Home Loans Available
Down Payment
Assistance
Help May Be Available!