Nationwide & Arkansas Mortgage Loan Programs
FHA Loans, Conventional Mortgage Loans, VA Loans, USDA Loans, Jumbo Loans, Manufactured Home Loans, and more!
Ready to buy your home?
Let's Get Started
*Approximately 3 -5 Minutes to Complete The Form.
Ready to buy your home?
Let's Get Started
*Approximately 3 -5 Minutes to Complete The Form.
Learn More About Our Mortgage Loan Programs
Did you know that we are Highly Trusted by clients Across the Nation for our Nationwide & Arkansas Mortgage Loan Programs?
We are a leading Nationwide Home Loan Mortgage Lender, and for good reason. We have helped many families and individuals in Arkansas, Alabama, California, Florida, Indiana, Illinois, Kentucky, Louisiana, Maryland, Michigan, Missouri, Mississippi, New Mexico, South Carolina, Tennessee, Texas, and Virginia achieve their dream of home ownership through our Nationwide and Arkansas Mortgage Loan Programs serviced through the Home Town Lenders Inc. – Ridgeland, MS Branch
Conventional Mortgage Loans
Conventional loans are one of the best options for prospective borrowers with a high credit scores. By having a higher credit score additional benefits become available like no mortgage insurance, lower down payments, and more competitive pricing. When considering a new home loan conventional financing should be at the top of the list if you have above average credit, a larger down payment, or would like to avoid the additional cost sometimes associated with government insured loans. Learn more about Conventional Mortgage Loans.
VA Loans
VA loans are one of the best options available for veterans that would like to purchase a home or refinance their current VA mortgage. The VA program allows veterans to purchase a home with no down payment and 100% financing. In addition to this monthly mortgage insurance is not required which makes the VA program one of the most affordable options available. If a veteran is already in a VA loan they can take advantage of a reduced documentation refinance by using the streamline program to lower their payments. Learn more about VA Loans.
USDA Loans
The United States Department of Agriculture (USDA) has developed several loans to help low- to moderate-income borrowers to purchase or refinance a home in a designated rural area. The mission of USDA Rural Development’s Single Family Housing Guaranteed Loan Program is to assist rural homebuyers achieve their dream of homeownership. For those who qualify, 100% financing is available, bringing the dream of home ownership within reach. Learn more about USDA Loans.
FHA Loans
FHA loans are by far the easiest mortgage loans to qualify for due to the flexible credit guidelines and the low down payment requirements. A borrower who cannot afford a traditional down payment of 20% or has gone through a financial hardship like a short sale, foreclosure or bankruptcy can benefit the most from the FHA program. Learn more about FHA loans.
We offer Home Loans Down
To A 600 Credit Score.
FHA LOANS
Down to a 500 Credit Score
with 10% Down Payment
Down to a 580 Credit Scorewith 3.5% Down Payment
CONVENTIONAl
Down to a 620 Credit Score
FHA 203K Loans
Down to a 620 Credit Score
Jumbo Loans
Down to a 620 Credit Score
FHA/VA/USDA
Conventional
Mobile Home Loans Available
Down Payment
Assistance
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Hometown Lenders Helping You Achieve Your Dreams
We Are Honored to Be Your Arkansas HomeTown Mortgage lenders
Contact us to schedule your appointment to get pre-qualified for your home loan or to start your mortgage loan application.
